Will home owners insurance pay for personal property damage to your above ground swimming pool?

Homeowners insurance may or may not cover damage to an above ground swimming pool, depending on the cause of the damage and the specific terms of the policy. Some common causes of damage to above ground pools that may be covered by homeowners insurance include:

* Damage caused by windstorms or hail

* Damage caused by vandalism or theft

* Damage caused by falling trees or branches

* Damage caused by accidental damage, such as a car running into the pool

However, some homeowners insurance policies may exclude coverage for damage to above ground pools, or they may only cover damage up to a certain amount. It is important to carefully review your homeowners insurance policy to understand what is and is not covered.

If your above ground pool is damaged, you should immediately file a claim with your homeowners insurance company. The company will send an adjuster to assess the damage and determine whether it is covered under your policy. If the damage is covered, your insurance company will pay to repair or replace your pool.

If your homeowners insurance policy does not cover damage to your above ground pool, you may be able to purchase a separate insurance policy to protect your pool. These policies are typically available from property insurance companies.