The importance of buying golf holiday insurance

For the avid golfer, heading out on a golf holiday will be the highlight of the year. Golfing holidays are becoming more and more popular with British players due to the infamously high costs associated with playing at the more prestigious clubs within the UK. However, while the sun, sea and a good back nine can make for a fantastic trip, it is important to ensure that you take out adequate golf holiday insurance before you set off. With the increase in golfers choosing to play abroad rather than at home, the golf travel insurance industry has grown exponentially, which means that choosing your golf travel insurance can often be a daunting prospect. It is important that you choose the right policy for you and that you are covered against all eventualities.

The average British traveller takes ?,000 worth of goods away with them when they go abroad. However, the set of clubs in your bag will probably be worth more than everything in your suitcase combined, so it is important that you have holiday insurance that will cover you in the event that clubs go missing on a flight or are damaged en route. You need to make sure that, from the moment you carry your clubs out the front door to the moment you return, they are safe and sound and that your golf holiday insurance covers you for all eventualities.

Depending on how many golf trips you take each year, there are two fundamental policies to choose between; annual multi trip policy or short stay single trip policy. If you are planning just one trip then a single trip policy will be best but, if you will be taking more than one golfing holiday or are also planning a family holiday this year, a multi-trip policy will be best.

Some insurance packages also include a Golf Concierge Service. This can include course recommendations, driving directions, tee time reservations, a PGA-Professional referral service and much more. Another important aspect of golf holiday insurance is the hole-in-one cover provided by most good insurance packages. The hole-in-one is of course incredibly sought after but, when already on an expensive holiday, the added cost of a large bar bill is not so desirable. This is where hole-in-one cover can help you.

Another aspect to consider when buying golf travel insurance is medical care. When you find yourself ill in unfamiliar surroundings it can be a huge relief to know that your medical expenses will be covered by your travel insurance. You should make sure that you are covered in the case of injury, disease or illness when on holiday.