The importance of golf travel insurance and what to expect from your golf travel insurance policy

Travelling widens your horizons and, for the avid golfer travelling to golfing destinations offers new courses to play and gives you a chance to experience in some of the world's most wonderful places to rejuvenate. Arizona, Barbados, Bermuda, Canada, the Prince Edward Islands, California, the Caribbean, the Carolinas, Florida and the Gulf shore are just some of the world's best known golf destinations. However, travelling can be full of uncertainties and health risks, so it is important to prepare for your trip and protect yourself with golf travel insurance. By purchasing a good insurance policy you can save money, safeguard your journey and make your vacation a truly memorable one. A golfing holiday could be the highlight of your year, but do not let it be ruined by loss, theft or liability issues. Your usual golf insurance will not cover you abroad and so it is vital that you buy golf insurance specifically for travel.

There are many things you need to consider when purchasing your insurance policy. Some of the key factors to look for in golf insurance policies are golf equipment cover, individual club replacement, green fees, trip delays and cover for cash and travellers' cheques. Golf travel insurance is not the same as regular travel insurance, as you need to be insured against accidents that could occur during playing the sport. The first decision to make is whether to buy single trip insurance or annual multi trip cover.

Besides the conventional reasons for buying golf insurance, travel golf insurance will also cover you in the case of a medical or dental emergency. The last thing you want is to be stranded in a country in a bad condition, having to pay expensive medical bills and worrying about getting home. Your travel insurance should cover you for injuries, disease or illness whilst on holiday. With the average British traveller taking over ?,000 worth of goods when going abroad, travel insurance is vital. However, golf tourists are not your average British travellers and often carry equipment worth thousands of pounds.

It is also important to be covered against third party accidents. If you cause any injury to another person or accidentally damage property you could be found liable and this could lead to expensive pay outs or legal bills. By taking out proper golf travel insurance you can protect yourself against these unnecessary costs. This is especially important when you are abroad in a country whose legal systems you have little or no understanding of.