Golf Insurance could save you money in the long run

As any regular golfer will tell you, golf can be an expensive hobby. With prestigious UK golf organisations charging outrageous fees to play and top of the line golf equipment ranging from ?00 to ?00 for drivers and between ?00 and ?000 for irons. Then of course there is always the small possibility of you hitting a hole-in-one, while this may cause for celebration there's no doubt that the round of drinks at the bar will lighten your wallet significantly. With this in mind it is more than useful for your piece of mind to know that you have coverage for all eventualities.

Firstly let us consider golf club insurance - for those of you who are lucky enough to have your own set of clubs it is essential that you are aware of the risks involved. As a general rule of thumb most household insurance policies don't cover any sports equipment, so if you are unfortunate enough to find yourself in a situation where they have been lost, stolen, or damaged then there will be no constellation unless you have taken out an insurance policy that covers you. When you consider the price of your clubs in comparison to the price of insurance it's a no brainer.

Furthermore, if you can secure new for old insurance then you will receive the modern equivalents of your clubs if they are lost or stolen. What better compensation than a better model? Having said that, it is always worth checking that there aren't any age restrictions on these types of policies - if your clubs are too old then you might not be eligible. When you're playing abroad your clubs may be at even more risk, not mention the medical implications of sustaining an injury whilst in a foreign country. There's no doubt that medical insurance for golfing holidays could prove to save you a substantial amount of money if you are unlucky enough to injure yourself or anyone else.

There are a number of aspects to a golf insurance policy, including hole-in-one insurance. Many of you may see this as pointless given that the chances of you hitting one a pretty slim. In fact on average a professional golfer has a 1 in 3,756 chance of hitting a hole-in-one and an amateur has a 1 in 12,750 chance. Despite the odds being stacked against it still might happen, you might want to consider this: 90 year old Mary Tattersall from West Yorkshire shocked fellow golfers when she hit a hole-in-one on a 181-yard par three second at Shay Grange golf Centre, near Bradford. Having only taken up the sport two years previously this shows that it could happen to anyone, so insurance against the hefty bar tab could be worthwhile.