Medical Insurance can be useful on the golf course

As one of Britain's most accepted sports, golf has seen a quick rise to popularity in the past few decades. With a following of both dedicated players and spectators, the industry is still growing and as it expands we are seeing an increasing number of insurance policies that are now available. You can get coverage for anything from hitting a hole-in-one and having to buy a round of drinks to any medical injuries that you may be in involved with, whether it is you or a third party.

Even for those who aren't heavy players the opportunity to get on the course and enjoy some of the scenery should be welcomed with open arms. While golf might not seem as dangerous as some other more "extreme" sports this is not to say that it has no pitfalls that should be avoided. With the 21st century seemingly edging society increasingly closer towards the American culture of suing there has never been a time when insurance more necessary.

In 1987 a UK court ruled that it was no longer an acceptable defence to shout 'fore' following a shot, the implications for this along with the previously mentioned inclination towards suing are clear, it's better to be safe than sorry and insurance is certainly the best fail safe. Thankfully this suing culture that we seem to have adopted from America is less applicable on British soil due to the NHS, however in foreign countries medical insurance is essential.

If you're planning on taking a golf trip abroad then there is no doubt that insurance is a good idea. Although it might not seem that likely that you will injure yourself or anyone else, the sizable medical bills should be off putting enough. Consider this little known fact, 4.9% of people who are struck by lighting are on a golf course, possibly sheltering under trees. Furthermore lightning in open fields or parks kills five times more people. So if you're the type of person who's too stubborn to let the weather end your game of golf early, then insurance should definitely be on the cards.

By getting medical insurance for your golfing needs you will not just be alleviating some of the short term issues, you will also be covering yourself in the long term too. Many people forget that a golfing injury may do more than keep you off the course; it could affect your ability to work and cause various other issues.