Save yourself money with golf insurance

In the past few decades golf has seen a huge rise in popularity, with sports enthusiasts from all around the world not only following the sport but also participating too. One of the great aspects of golf is the fact that it is, for the best part, a very accessible sport. While golf may be an expensive hobby that is commonly associated with people who are wealthy, because it is not particularly physically demanding and focuses on accuracy and technique, people with all kinds of physique can compete equally. For this reason golf transcends the barriers presented by differences of age, gender, and race, and therefore attracts people from all echelons of society.

Although the sport might be physically accessible to a fairly wide range of people, financially it certainly can represent a massive commitment. In other words it isn't the cheapest of sports to take up. With top end clubs ranging anywhere between ?00 and ?00 for drivers, ?00 and ?,000 for irons, and ?00 for putters and a membership to a prestigious golf club remaining something that is reserved for a select few, in this respect golf is not so accessible. However, this is not to say that there aren't ways around these financial issues.

One way to avoid any unnecessary expenses is to take out an insurance policy. It is important in these days of easy litigation to insure yourself against virtually any risks, with the exception of divine intervention. And golf is no exception; there are a variety of policies that can cover you against all the risks associated with the game. For example, it is quite common to insure equipment, especially if you have paid a significant amount for your clubs. Less common insurance policies might include insurance against any loss of earnings caused by having to take time off work due to a golf-related injury, or even hole in one insurance, which covers your bar tab should you be lucky enough to hit one.

It can also be useful to have cover against the eventuality of you injuring someone else, and if you are in doubt about this, consider this little-known fact; in 1987 a UK court ruled that shouting "fore" following a drive was no longer deemed an acceptable warning which provided defence in a case of injury. And in light of the compensation culture that has really taken off in the past few decades, it seems that the potential for finding yourself financially liable for something is higher than ever before. So to be prepared for any of these eventualities, make sure you take out an insurance policy.