Dont forget golf insurance if youre going on holiday

As the UK is experiencing an economic downturn at the moment, a lot of people are reining in their spending and trying to save as much money as possible. This means they will be trying not to spend money on things such as takeaways and evenings out in restaurants, as they will want to keep this cash in case of an emergency.

However, if there is one luxury people do not seem to be able to live without that is their annual holiday. We Brits love getting away over the summer holidays so we can soak up the sun for a week or so and experience a few days of real relaxation.

If you are a keen golfer, you might want to consider combining your holiday with a golfing trip. This means you will be able to spend a few days playing the sport you love, while also soaking up the sun and experiencing life in another country for a week or so.

You do not have to go far to have a great holiday, as France and Spain have some spectacular golf courses with stunning scenery that will make you feel as though you have been transported to another world, not just a different country. Imagine playing golf with the sun constantly shining, instead of having to worry about grey skies looming up ahead and strong winds blowing your shots off course.

What is more, this is the perfect opportunity for you to catch up with friends. If there is a group of people you like to play golf with but you don't get to see them very often, then a golfing holiday is just what you need.

One thing you cannot forget when you are planning your golfing holiday is insurance. You might think anything would happen to your equipment when you are away, but this is not always the case and there are many risks that could be considered. For example, you could be involved in an accident when you are driving to the golf course in your hire car, or your clubs might go missing at the airport when they are being loaded on to the plane. This can happen easily and you will need some form of protection in case this happens.

Golf insurance protects you against lots of different eventualities - some of which you might not even consider - so it is an extremely worthwhile purchase.