Insurance Policies that you must not Decline Including Insurance for Golfers in the UK

There many insurance policies available to help cover you against unfortunate eventualities it can be hard to decide which policies will benefit you the most. The main policy is car insurance - it is a legal requirement to have a car insured. The reason you will need car insurance other than to remain within the law is to protect you against the cost of a car accident. A car is a costly commodity and if your car is written off you could stand to lose between ?000 and ?0000 possibly more. There are other reasons you must insure your vehicle and one of them is to protect other road users who you may accidently crash into. Drivers can be so badly insured during an accident that they may be entitled to large compensation payments to help ease the costs of being out of work and suffering injury.

Another item that you must insure is your boiler. Boilers are very costly to repair and it is essential that you pay towards this. Boilers can cost thousands of pounds to replace and if you insure your boiler you will be safe in the knowledge that if your boiler fails you - you will not freeze in the winter or be left with cold water. Boilers do tend to go in the winter months - for some reason they seem to know when you need them most and pack in at the worst possible time. One of the reasons boilers fail in the winter is because of freezing pipes. If you pay an insurance premium you can be sure that if your boiler fails you will have it replaced or repaired.

Washing machine insurance is a useful policy to have especially if you have children because if your washing machine goes you can be left in a very difficult position. Baby clothes and children's school uniforms must be washed and the machine can be on twice a day. If you washing machine goes at an awkward time of the month you do not want to be in a position where you are looking for a spare few hundred pounds. It is worthwhile taking out a policy that protects your washing machine and provides a new machine or free repair.

Golf insurance is a worthwhile policy to protect against the unexpected on the golf course. Many golfers overlook the obvious and fail to take out golfing insurance. If you accidently hit another golfer in the eye blinding him or her, you run the risk of a potentially ruining lawsuit. Golf insurance can be relatively cheap with premiums being as low as ?3 a year. You can choose to pay as much or as little as you like. Policy options cover a range of elements such as golf equipment, personal accident and liability, personal effects and dental treatment.